Passionate about debt relief

I'm making a small departure from my usual format because I want to share an amazing organisation that I have had the honour of becoming involved with. CAP Money provides amazing resources that helps people sort out their finances.

Since watching a video and hearing a speaker at church a couple of years ago I became motivated to train to be a CAP Money Coach and now run courses in Jersey with two colleagues (one of whom is my inspirational vicar Rev. Martyn Shea).

Whatever your situation, whether you just want to do a financial health-check, or a financial spring-clean or perhaps you are ready to face up to the financial challenge of debt - then CAP is there to help. The beauty of this is that no one need to know or can guess why anyone else is on the course - confidentiality is guaranteed.

The course has three one-hour sessions which we run at times to suit people's needs. The first course we ran was in the early evening. The most recent one started at 12noon and we offered lunch, enabling workers to come during their lunch breaks. The format is simple - there's a short introduction, a stimulating video and then a workbook.

CAP operates a really simple cash based system using three bank accounts - regular payments, savings and cash. Even if those in debt we still encourage a small amount of saving.

In the UK there is CAP Money plus which is staffed by people highly experienced in dealing with the most serious end of debt e.g repossessions, mortgages, bank loans and worse. Any lawyers reading this, please can I encourage you to send clients with financial problems in the direction of your local CAP Money Centre.

One person who recently completed the course said that he had received help elsewhere but doing CAP was the first time that he felt hope.

Another person who has completed the course has been so emboldened by their success at organising their finances that they are now feeling confident enough to tackle other challenges in their life. 

I hope you will find time to click on the link above and watch some of the video clips. CAP is a most extraordinary organisation providing practical help to people in need.

Perhaps you will be inspired to do the course or train as a CAP Money Coach.


As an aside - 

I have spoken about God-Incidences in the past. One of the motivating factors in doing the training was a desire to do something practical in honour of my dear friend who committed suicide two years ago and died on 23rd February. The God-Incidence - when I signed up for the training it was on my friend's birthday.